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“Your Tuition Solution improved cash flow and increased affordability for our families.”

Skip Shannon, Headmaster, St. John’s Preparatory School

About Us

Quick Facts

  • Fixed rates as low as 3.99% APR*
  • Terms to 84 months
  • Loan amounts to $50,000
  • No prepayment penalty


NAIS logo
NAIS logo

Helping Families Lower Tuition Payments Since 2004

Fastest Growing K-12 Education Loan Program

Your Tuition SolutionSM is the education loan families have turned to at over 2,400 private K-12 schools nationwide. Schools choose Your Tuition Solution to provide a full range of convenient and flexible payment options for their families.

Trustworthy Financial Partner

We take pride in the fact we have not received a single complaint from the Better Business Bureau since we’ve been in business. From secured socket layer encryption to a stringent privacy policy, you can trust that Your Tuition Solution will protect your sensitive information.

Experienced Team

Your Tuition Solution is brought to you by Springstone Financial LLC, which provides a variety of financing options to help simplify life's expenses, including tutoring, K-12 tuition, orthodontics, fertility treatment, and dentistry. From the user-friendly website to friendly and knowledgeable customer care specialists, our whole team is working to help make monthly tuition payments more flexible.

Meet the Founders

Jim Donovan

photo of Jim Donovan, Founder

Jim Donovan, Co-founder and Chief Operating Officer, has been in consumer finance for over 12 years, gained in a variety of management roles. Prior to forming Springstone Financial LLC, he held the position of Director of Credit and Banking at Capital One Healthcare Finance. Jim holds an Undergraduate degree from Stonehill College and a Graduate degree in Management from Boston College. He is an active member of the New England Retail Lenders Association. After work, Jim can be found golfing, fishing, reading and spending time with his family.

"I was fortunate to attend a private high school, and it was a great educational experience.  It’s satisfying knowing that every day we are helping families provide their children with a similar opportunity."

Michael Donovan

photo of Michael Donovan, Founder

Michael Donovan, Co-founder and Chief Information Officer, is responsible for Your Tuition Solution’s Information Technology. Before launching Springstone Financial LLC, Mike was Manager of Application Services at Capital One Healthcare Finance, responsible for all aspects of the software development lifecycle. In addition to his IT experience, his seven years at Capital One included first-hand experience working with customers in both operations and sales positions. Mike holds a Bachelor of Arts from Providence College and certificates in software and database development from Boston University. Mike enjoys golf and fishing and is an avid runner, which comes in handy while chasing his two young daughters.

"I really enjoy the team spirit within Your Tuition Solution and the personal touch we provide our customers."

Michael Gilroy

photo of Michael Gilroy, Founder

President Michael Gilroy brings 28 years of sales, marketing, and business development experience to the company, gained in positions at Corning Inc., Dentsply International, and Capital One Healthcare Finance. He graduated from the University of Notre Dame with a Bachelor of Science and received his MBA from the Kellogg School of Management at Northwestern University. A father of four, Mike enjoys coaching his kids' sports teams and fly-fishing.

"Your Tuition Solution is about the people. We have a great team that enjoys working together and helping families and schools."

* Rates subject to change. Terms available based on amount financed and credit history.